Contact Us

Shults Insurance Agency Inc.

377 Park Ave. Scotch Plains, NJ 07076
Phone : 908-889-7444
Fax : 908-889-7583
Email :

Real Estate Investors

Shults Insurance Agency has the experience, markets, and knowledge to help you protect your properties so that you can focus on managing and growing your real estate portfolio. We are passionate about real estate investment insurance and understand your desire to maximize your ROI while at the same time providing comprehensive protection for your investment.

Our policies include:

Property Coverage: No two investments are the same. We can help you make sure your buildings are insured on the right coverage form: Full Reconstruction cost, Actual Cash Value, and Market Value options are available.

Loss of Rental Income: The cash flow your investments provide is important. We’ll make sure your rental income is insured by a Business Income or Loss of Rents endorsement with the right limit.

Equipment Breakdown: A large boiler or commercial HVAC system breakdown can be very costly. Equipment Breakdown coverage can insulate you ROI from an unexpected, expensive repair.

Liability Coverage: The last thing a real estate investor wants is their personal assets exposed to an unexpected liability claims at an investment property. Your liability coverage can protect you and your assets from liability claims ranging from bodily injury claims such as slip and fall incidents to personal injury claims such as wrongful eviction and invasion of privacy. As an Independent Insurance Agency, we have markets for all types of real estate investments.

Apartment Building Insurance: We have excellent programs for both large apartment complexes and individual apartment buildings. Discounted pricing is available for investors with a large number of units. Vacant Policies for vacant buildings and builders Risk Policies for properties undergoing major renovations are also available.

Commercial Real Estate Insurance: Office, Warehouses, Strip Malls and Shopping center all carry their own unique set of opportunities and liability exposures for investors. We can offer excellent rates and comprehensive insurance coverage for all types of commercial real estate. Our professional insurance agents have experience in the real estate industry and can help you navigate the often-ambiguous insurance requirements of varying lease agreements, From triple net leases to seller financed and land contract deals, we can make sure that all parties involved are protected.

Partner Carriers

  • Assurant
  • Cabrillo Coastal
  • Farmers Mutual Fire Insurance Co. of Salem County
  • Foremost
  • Lloyd’s of London
  • NCIP – CatCoverage
  • Norfolk & Dedham
  • Plymouth Rock
  • Progressive
  • Swyfft
  • The Philadelphia Contributionship
  • Travelers
  • US Assure